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Posts Tagged ‘scams’

The day begins with a scam text message purporting to be from the courier, Evri. It wants us to “Click here” to re-arrange delivery. I’ve not ordered anything. The sender intends emptying my bank account. I wonder how many poor souls have fallen for it, and thereby helped swell the coffers of an organised criminality the world seems unable to outwit. I wonder how they came by my number, since I am ever so careful with it. We block the sender for all the good it will do us, and, while we have the phone in our hands, we turn to the news.

In the UK, right leaning ministers of state are spurring hot-heads to violence with intemperate language. Internationally, the UN reports the last eight years were the hottest in recorded history, and that limiting global temperatures to what is calculated to be a relatively safe 1.5 degrees is now a forlorn hope with, thus far, no realistic plans in place, anywhere. In America, Trump looks set to begin a return to the presidency, following the mid-term elections, while various armed MAGA hatted militias are discussing outrages which threaten civil war. Back in the UK again, the pollster, Sir John Curtice, reports significant buyers’ remorse over BREXIT, with a 15% lead among the public for those in favour of now re-joining the EU, but the political debate has closed on that one, BREXIT being the one thing no one talks about. All this and we have only scrolled half way. What other grumblies await us down there? Shall we doom-scroll some more, and see? No, that’s quite enough.

We set the phone aside, rise into the cold of the house, make coffee and check on the washing machine.

Current affairs hold a significant fascination, dare I say even an addiction. We imagine, by keeping ourselves informed of the various goings-on, we gain a greater understanding of the world, that it is a virtuous thing to do, the mark of an intelligent, well-balanced and educated person. At least that is what I was encouraged to think at college, forty years ago. Now I’m not so sure. The media landscape has something of the nature of quicksand about it. Perhaps it always had, and I am simply less sure-footed than I was, for I suspect the older one gets, the more it seems the world is going to hell in a handcart. Things no longer conform to one’s personal expectations, and perhaps, too, one’s expectations begin to narrow, thus alienating us from life still further, whatever our disposition. And we find in media whatever data we need to support our personal hell in a hand-cart hypotheses.

There are plenty of things in life we should be wary of – alcohol and other drugs are the obvious ones, but also this connection to fast-food and short sell-by media. They each poison us, make us less useful as the eyes and ears, and the heart and soul of the universe. Our phones suck us down into a sorry world that is void of imagination, and creativity. They land us among the sterile refuse of data, where we become much less than our selves, as the spark of individual value drains from us. Then we merely subordinate our selves to a tribe who holds certain data to be sacrosanct, other data to be heretical, and thereby we become mere unreflective data-points ourselves, so we might be served more of the same unwholesome junk.

So now, the washing machine has finished its cycle. There are clothes to dry, and the maiden is still full from last week. Things dry slowly these colder, autumn days, and it serves to remind us there are only certain kinds of data that are unequivocal. Your clothes are still wet, or they are dry. Other data requires nuance. It requires a more right brained, wholistic approach in order to separate the wheat from the chaff. Anyway, after sorting that one out, we take up our coffee, pick up the phone once more, note that in the meantime there has been a glitch. The phone has rebooted itself, and come back with a curious error message in which, with brutal honesty and admirable self-flagellation, it tells me it is corrupt, and cannot be trusted.

Many a true word and all that.

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because you writeNumber two son comes to me with his brand new laptop already strangled by malware. It’s the type of malware that tells you your computer is infected with malware, to click-here for the solution and to have your payment details handy. The malware has passed through the machine’s defences as a result of being invited to do so due to a lack of caution on the part of the user, and a desire to get sparkly free stuff from a download website. It takes a couple of hours to get rid of the problem.

Then a relative is excited at having received an email telling her she’s won £200,000,000 on the Mega Euro Lottery. All she has to do is “click here” and be ready with her personal details. I’m tasked with convincing her it’s a scam, and not to “click”.

“Did you enter such a lottery?”

“Not that I recall, but I might have been entered automatically, and what if it really is £200,000,000?”

Then number one son comes to me with his old and cranky laptop, infected – yes – with malware. This is of the type that tells you you have a “security” problem and to “click here” – again the result of a lack of understanding of the dangers of download websites, and the lure of free stuff. This was a tenacious little worm and took the whole afternoon to sort out.

Then my wife’s complaining her email is no longer working, and could I sort that one out as well? Said email account had been hacked and suspended by the service provider. Hacked how? Poor password security, easy to remember, easy for a robot to crack. The service provider’s systems responded promptly, extent of damage unknown. Crap cleared out, passwords reset, but I’m not allowed to make the password wholly secure because a secure password is impossible to remember (not true), and writing them down is bad security (very true). We compromise.

Monday evening and my aforementioned relative is contacted by telephone, and an officious, “foreign sounding” voice advises her of criminal activity on her “computer”. She does not have a computer as such – just an iPad. Is that what they’re refering to? Em yes. By now she’s suspicious and hangs up.

All of this breeds an atmosphere of siege, a paranoia there’s a determined army of bad people out there scaling the walls and trying to get at you, that computers are dangerous things best handled with rubber gloves. And without being too alarmist, I’m afraid it’s true.

I’ve worked with computers since 1977 and the legendary Sinclair ZX81. You couldn’t do a lot with that machine, but it was the start of a revolution, of computers moving into our homes. At first they did no harm, just annoyed you when they didn’t work. Then they all got networked and became the gateway to passing the contents of your bank account to a criminal.

I can deal with most of the things that ail domestic computers. Most people, however, can’t, and this makes them vulnerable. Most people in fact aren’t even aware of the risks, yet we are all pushed to getting ourselves online, every single one of us, using the leaky computer as our window on the whole of life – paying bills, applying for state benefits, managing life savings. But where there’s money involved, criminals will circle like flies around poop.

And therein lies the problem.

Probably less than ten percent of the population, the IT crowd, understand this fully networked world. Half of them are good guys, tending corporate and government systems, the rest are criminals out to steal your money. We have either trust blindly in this thing we don’t understand, or reject it, cut up our debit cards, do all our bank dealings in branch, face to face with a cashier we know because we went to school with them, and go back to using cheque books. But the branches are closing, those friendly cashiers are stacking shelves in supermarkets and cheques are no longer accepted. Even the basics in life now have to be applied for “online,” and advice is an anonymous voice at the end of a crackly line that could be coming from the other side of the universe.

There is no going back.

Our computer systems are insecure and always will be, and the majority of us citizens aren’t experts, nor can we ever be, nor should we need to be, because our lives, our real lives, are mostly lived outside that box. But there are things we can all do to minimise the risk of falling victim to Hackers and Cyber- Scammers, and unfortunately the first thing is to learn how not to trust the email or the telephone call from anyone you do not personally know – and especially not the communications claiming to be from your bank or your internet service provider.

Scams are so sophisticated we cannot trust anything that enters our home via the telephone wire. But even adopting this level of defensive caution, it’s not going to stop us from occasionally having to spend the whole weekend repairing damage, and advising others of the dangers of “clicking here”.

I’ll write some more on this later, but for now if your computer’s been strangled, visit the bleepingcomputer for a solution. I can’t recommend these guys enough.

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the sea southportThe summer has been a bit of a washout. We are already into September and I can recall very few days when I have felt comfortable without my jumper. Granted, I was fortunate and those few days I do remember coincided with my holidays, but one would hope for a more extensive summer than a single shirt-sleeved stroll along the promenade at Scarborough. And the next day it rained.

So now the garden is crisping up, the borders thickening with dead-heads and neglect. On the upside, the lawn is no longer as voracious in its appetite for the mower, but too late, the feeling of decay has entered my bones, got me braced for something I cannot avoid, like the new school term, even though it’s thirty years since I needed trouble myself about that.

I received a message from Yahoo Customer Services informing me that unless I entered my password into the proffered window pane, my mail would be terminated within 24 hours. The message is composed in poor English and as such is rather a transparent attempt at phishing – a criminal ploy to get me to reveal my email login details.

I dislike this kind of thing, that there are those in the world who would do harm to innocents. This sounds pathetic, naive, even to say it, but I truly wish the world could have turned out otherwise. We have after all had ample opportunity. Is it wise or even sane to remain optimistic?

Another message this morning informs me my mail has duly been suspended. It has not. I confirm the fact by sending myself an email from one of many other accounts I use, and it pings up in my Yahoo inbox as normal But still, one wonders. Does the phisher single me out, or is my mail merely one morsel of millions in a broadly cast bait?

All day I have imagined my computer is behaving strangely, that the blackness of infection seeps in through cracks I cannot see. Defender and Firewall do not seem to be in a flap about it.

But still, it leaves one feeling a little unsettled.

Anyway, it was another cloudy start to the day, light rain, but clearing by mid-afternoon to a kind of blustery-sunshine, and rather cool, 12 degrees. But that the sun shone at all was sufficient to entice me out to the coast, to Southport.

And tide was in, which cheered me.

There are music hall jokes about Southport and the sea – that you need a camel to reach it, and it’s true it does go an awfully long way out, so much so that some visitors would query if Southport actually qualifies as a seaside town at all, but I can assure non-natives, as all Sandgrounders know, it comes in again twice a day, just like everywhere else.

I like the light here.

The tide rises, the tide falls,
The twilight darkens, the curlew calls;
Along the sea-sands damp and brown
The traveller hastens toward the town,
And the tide rises, the tide falls.

I wonder what might be lost, I mean were the darkness to take hold of my email account. Since Michael Graeme exists only online, the mangling or the hijacking of his imaginary affairs would hardly matter. But what other doors does that password unlock? And what other unfortunate souls have left themselves open this way, rashly taking the phisher’s poisoned bait. How does one protect ones young in such a world as this?

Darkness settles on roofs and walls,
But the sea, the sea in the darkness calls;
The little waves, with their soft, white hands,
Efface the footprints in the sands,
And the tide rises, the tide falls.

I find my way to Yahoo, log myself in securely, change my password. All seems normal. But still, there’s that feeling of unease, of shadows creeping through my innermost world. I light candles and utter spells of protection, draw circles of exclusion in my mind.

The morning breaks; the steeds in their stalls
Stamp and neigh, as the hostler calls;
The day returns, but nevermore
Returns the traveller to the shore,
And the tide rises, the tide falls.

Phishers, like all criminals, are a challenge to ones understanding. They present often the keenest intelligence, the highest of ability and ingenuity, yet in human terms they also operate at a low level of consciousness, or they would be more mindful of the suffering they cause. They are, in a sense, a sub-human species. But one must be careful in condemnation, for then the blackness creeps inside the soul. They are in fact like bacteria, not sufficiently conscious to render any negative emotion on my part a truly rational thing. I think this is in the nature of forgiveness. Still, I can only hope that as with any bacteria, I am fortunate in avoiding infection.

The sea sparkled at Southport as the sun glanced from the little wave crests. I walked the boards of the pier, gazed out through binoculars at the boats and the rigs and the windmills that dot the horizon. But the sea here is not of sufficient depth to hide the murkiness of the sands underneath. There are no blue boisterous depths to wash clean the shore on which we travel.

The tide swirls murkily, and with each swift retreat is revealed the scum line of all our sins.

The verses of course are Longfellow’s, and not mine.

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because you writeAll bloggers like to get “liked” and we can’t help wondering what it is about the “liker” that caused them to “like” us. So, we click the links and see what those “likers” are up to. It’s part of the fun of blogging and I’m sure you’ve made many stimulating contacts this way – souls treading a similar path, and others who are not. But an increasing number of likers seem to be missing the point, mainly because they don’t read our blogs before “liking” them. I know this because I once posted a blank page by accident, and five people liked it within seconds. If we then follow these curious links back to their owners we discover a new breed of bloggers whose blogs have only one category, its raison d’etre being to share with us the secret of how we can all make a lucrative and easy living “online” – just by clicking a few links – and presumably by randomly liking other people’s blogs to attract “business”. You just have to send some money first. These poor souls are not bloggers of course, they are the victims of Multi-Layered-Marketing scams, whose promised millions in earnings, and retirements to the sun depend on getting others to sign up. So the victims sell out their friends and relations first, then wonder who else to target with their vacuous nonsense.

Anyone who has read my work will know how ironic I find this kind of thing. I am not a materialist. I work for a living, write for pleasure and view our consumer society with a troubled heart. So if you’ve not already fallen victim, listen to your uncle Michael – because clearly someone’s got to say this to you. There’s no such thing as easy money, and you can’t make a lucrative living by basically doing nothing.

In the pre-internet era we’d see adverts assuring us that we could do just that – “ring this number for details”. Nowadays it would be a premium hotline and the only person making money would be the one with the cynical “dog-eat dog” wit who’d set it all up. The jobs – if they existed at all – involved putting things in envelopes by the gazillion and mailing them off to people who didn’t want them – or some other bottom of the foodchain task related to marketing other dodgy, dog-eat-dog schemes.

Nowadays most of this nefarious stuff has moved online. Spamblasters try to filter it out, but it’s a relentlessly ingenious scourge that keeps finding new ways of breaking through. So dear professional “liker”, you’ll forgive me if I smile and urge you to pull out before the awful truth dawns. I’d also like to put my tongue in my cheek here and share with you the real secret to worldly success:

1) Get up in the morning. Do as well as you can at school. Go to college if you’re able, then university. Get yourself a graduate level job, preferably doing something you enjoy, because it’s less painful that way. You’ll work at least eight hours a day, possibly longer. Show the bosses you’re willing and dynamic. Smile. Maintain a positive attitude at all times, even those times you think the place sucks. Make no enemies, even those people you believe to be incompetent. Always say yes to opportunities for extra training and when a better paid job comes along, take it – same rules apply. Do all this and you’ll rise over time to a level that suits your own ambition or ability.

Or:

2) Get up in the morning, do as well as you can at school. If that doesn’t lead to college, don’t worry – we’re not all blessed with academic ability, so skip that bit and get an ordinary kind of job any way and anywhere you can – preferably something you think you’ll like doing. You’ll work at least eight hours a day, possibly longer. Show the boss(es) you’re willing and dynamic. Maintain a positive attitude at all times – even when you think the place sucks. Make no enemies,  even those people you believe to be incompetent.  Always say yes to opportunities for extra training. When a better paid job comes along, take it – same rules apply. It’ll take longer than option one – no disguising that – but you can still rise over time to a level that suits your own ambition or ability.

Or:

3) Get up in the morning etc. At some point get an idea for a service or a product or a need, and start your own business. You’ll need a bank loan. Hard route this – and you’ll certainly be working more than eight hours a day while you build it up. There’ll be sleepless nights too, and periods of self doubt, and maybe the bank will pull the plug on the whole thing, but with a bit of luck and lot of grit you’ll win through and maybe even find yourself an employer of people following routes one and two. Of the three this route has the greatest potential to transform you into a self made millionaire, but it won’t be overnight and there’ll be times you wished you chosen routes one or two.

What? Don’t fancy any of these? Want your easy money now? Then go ahead, start “liking” us bloggers – and see how far it gets you.

Of course in all of this we’re talking about “worldly” success.

Real success in life is something else.

And I’m still working on it.

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